A significant portion of Americans are saving for retirement through
401(k) plans. The Investment Company Institute pegged this number at
about 53 million employees, with over $4.5 trillion invested through
401(k) plans. Despite its centrality as an investment tool, many
companies unwittingly participate in 401(k) plans that don’t provide the best return on investment.
Investing in stocks can be tricky and carries a significant amount
of risk. There is no guarantee that the company from which you have
purchased your stocks will pay out dividends. In addition, you stand you
lose everything if your stock goes bankrupt. But knowing the basics will help you make good decisions regarding investing your money.