When you have a home or auto loan that isn't working out as well as you
would like it to, you can always refinance that loan to get terms that
better meet your needs. However, refinancing is not something to take
lightly, given that it has some financial costs and can affect how much
it will cost you to repay the duration of your loan. Consider several
key pieces of information to make your decisions related to refinancing
your mortgage or car loan.
What do Russell Simmons, Tom Joyner, Kim Kardashian, Lil Wayne, and now
Suze Orman have in common? You guessed right…they are all a part of a
new fad of celebrities to offer a prepaid debit card. That’s right…in
this tough economy where every dollar counts (and if you are living
check-to-check you should be counting your blessings), celebrities are
lining up to give you the privilege of spending money to use your own
money. But steer clear!
When you are feeling stuck in your career, your best option may be to
get more education. A higher degree opens up so many more opportunities
to advance to a better position or take the business you own to a new
level. Unfortunately, not many people are able to afford to stop working
and pay for college out of their personal funds. Thankfully, there are
many sources of financial aid to turn to when you need money for getting
a higher degree.
The beginning of the New Year is one of the best times to evaluate your
financial goals for the upcoming year and incorporate them into a
spending plan. Regardless of how much money you make, spending it
intentionally will help you reach your goals quickly and more
effectively than you could have when spending haphazardly.