It’s Social Security’s 80th birthday, and while news about the program’s financial status is rarely upbeat, most Americans are glad it still exists. Women and lower-earning workers rely particularly heavily on the program.
If you're among the 40 million Americans coping with student debt, you may be in luck. A handful of young lending firms want to refinance your loans at significantly lower interest rates than traditional banks offer.
The holiday shopping season brings new people into your small business. If you impress them, you have a shot at turning them into loyal customers. Disappoint them, and you risk turning them off forever.