"Take a deep breath." "It's never too late." "Get some professional help." While those snippets are indeed culled from experts, they're not therapists -- though you might need one while facing the panicky prospect of a bone-dry retirement account.
Despite regulation that aims to curb banks from charging customers overdraft fees without their consent, people are still getting hit with large fees -- about $35 a pop -- for overdrawing their accounts.
There’s nothing worse than a rich person who’s chronically angry or unhappy. There’s really no excuse for it, yet I see this phenomenon every day. It results from an extremely unbalanced life, one with too much expectation and not enough appreciation for what’s there.\