When it comes to having a bad credit history versus no credit history,
consumers tend to think the latter is better. Contrary to what these
consumers might think, the outcome – in some cases – is the same.
Consumer experts say more stores are “slicing & dicing” their return policies. And in some cases, retailers will not issue any refunds, even with a receipt. Overall, 28 percent of retailers changed their holiday return policies
this year, according to a survey by the National Retail Federation.
There are bullies on the playground, in the classroom and at the office. Or perhaps right beside you at home. With money often cited as one of the top causes of divorce, it's important to sort out financial conflicts to avoid financial bullying.