When you have a home or auto loan that isn't working out as well as you
would like it to, you can always refinance that loan to get terms that
better meet your needs. However, refinancing is not something to take
lightly, given that it has some financial costs and can affect how much
it will cost you to repay the duration of your loan. Consider several
key pieces of information to make your decisions related to refinancing
your mortgage or car loan.