Valentine’s Day is all about hearts, flowers, chocolate, maybe some
bling. What it’s typically not about: credit cards, credit scores and
anything as crass as cash. Except lately. Whether it’s because recession-rattled consumers are
still focused on their bottom lines or whether personal finance experts
are trying to capitalize on Valentine-y sentiments, there’s been lots of
attention recently on romance and money.
When it comes to having a bad credit history versus no credit history,
consumers tend to think the latter is better. Contrary to what these
consumers might think, the outcome – in some cases – is the same.
Consumer experts say more stores are “slicing & dicing” their return policies. And in some cases, retailers will not issue any refunds, even with a receipt. Overall, 28 percent of retailers changed their holiday return policies
this year, according to a survey by the National Retail Federation.
There are bullies on the playground, in the classroom and at the office. Or perhaps right beside you at home. With money often cited as one of the top causes of divorce, it's important to sort out financial conflicts to avoid financial bullying.