When it comes to your personal balance sheet, there's good news and bad
news — according to economists. The good news is that you're saving
more; the bad news is that you're spending less. That should teach you
never to run your personal finances based on economists' advice.
It's been 16 months since Eugene and Patricia Harrison last paid the
mortgage on their Perris, Calif., home. Eleven months since the notice
got slapped on their front door, warning that it would be sold at