Consumer experts say more stores are “slicing & dicing” their return policies. And in some cases, retailers will not issue any refunds, even with a receipt. Overall, 28 percent of retailers changed their holiday return policies
this year, according to a survey by the National Retail Federation.
There are bullies on the playground, in the classroom and at the office. Or perhaps right beside you at home. With money often cited as one of the top causes of divorce, it's important to sort out financial conflicts to avoid financial bullying.