average tax refund amount is rising, and the extra money can be used to give
you a jump-start on safeguarding your financial future. Instead of springing
for a trip to the beach or a new flat screen television, think about spending
your funds on something that will give you an even bigger bang for your buck.
Credit unions have significantly improved their services in recent
years, and some even rival the nation's largest banks. Most people are able to
join at least one based on their job or location, and for many, credit unions
offer important advantages over traditional big banks.
In an effort to educate students on personal finance, Mark Ingram, former Alabama Crimson Tide star and current running back for the New
Orleans Saints, and Alabama state Treasurer Young Boozer unveiled a free educational video
game called “Financial Football,” developed by the NFL and Visa Inc.
For most Americans, fiddling with finances is not high on their to-do
list. But, as we all know, there’s an app for that. Or at the very least
a website. Among the latest: Two financial advisers have earned attention for a
new, free financial tool they call FlexScore. Introduced last fall in
NY at Finovate, the financial-tech conference, FlexScore has
merited mention by tech writers in Forbes, U.S. News & World Report
and Bloomberg Businessweek.
Valentine’s Day is all about hearts, flowers, chocolate, maybe some
bling. What it’s typically not about: credit cards, credit scores and
anything as crass as cash. Except lately. Whether it’s because recession-rattled consumers are
still focused on their bottom lines or whether personal finance experts
are trying to capitalize on Valentine-y sentiments, there’s been lots of
attention recently on romance and money.