We all have the best intentions when it comes to saving. One of those
intentions is to build a positive financial net worth, which is simply
the difference between how much debt you owe and how much you’ve saved. Here, we present a few helpful ideas from a financial advisor with 20 years of experience.
A significant portion of Americans are saving for retirement through
401(k) plans. The Investment Company Institute pegged this number at
about 53 million employees, with over $4.5 trillion invested through
401(k) plans. Despite its centrality as an investment tool, many
companies unwittingly participate in 401(k) plans that don’t provide the best return on investment.