When you're young and vigorous, retirement seems far off.
But putting off saving is a mistake.
Membership in the “800 Club” isn’t impossible — nearly 20 percent of
consumer credit scores are above that mark, according to MyFICO.com.
Now that it's the beginning of the year, what should I be doing to improve my personal finances?
Lately, concerns about the global economy and the plunge in the stock
market have driven rates on 30-year mortgages below 3.8 percent.
For most people, long-term capital gains are taxed at 15%. Take advantage of the zero-percent capital-gains rate for 2015.
Rather than wait for your wages to grow on their own, it’s time to
take matters into your own hands if you need more cash in 2016.
After you've created your will and an estate plan, you'll most likely
need to revisit them as your circumstances
When you retire, your life changes in many ways, and so do your finances. Here, note the differences in handling 401ks, pensions and company stocks.
If you're eligible for a traditional pension, you'll be faced with
important decisions that could affect your financial security.
There's nothing wrong with getting a Powerball ticket every once in a while, but there are smarter ways to spend your hard-earned cash.