Time seems to fly by like a speeding train. Years pass in the blink of an eye, and now you’re behind on your retirement savings. What to do?
Now is a particularly good time to scrutinize the debt side of your
ledger. Interest rates on most kinds of loans should remain low.
It is painful enough to pay taxes throughout the year. It hurts
even more when you have to fork over additional cash when filing your
Loan professionals will tell their borrowers they are
prequalified for a loan, but that is very different than
getting a true approval letter.
Though tax season may be daunting, there’s at least one thing about it you can look forward to: the arrival of your tax refund.
Just because you don't have a 401(k) doesn't mean you can't retire in
style. Some plans allow
you to save even more than you can with a traditional 401(k).
A middle-class family spends nearly $250K to raise a child. While Uncle Sam can't foot the bill for you, the Child
Tax Credit can lessen the sting.
Currently, about 67 percent of African-Americans with incomes of at
least $50,000 have money invested in stocks or stock mutual funds.
Contrary to popular belief, you don’t need to be rich to start
investing. Even if you have less than $500 to invest, there are options.