If you've waited this long to file your tax return, it may be time to
put aside the 1040 and go straight for the 4868. That's the form you'll
need to request a six-month extension from the Internal Revenue Service
if you can't make tonight's midnight deadline.
Those yearly statements that Social Security mails out — here's what
you'd get if you retired at 62, at 66, at 70 — will soon stop arriving
in workers' mailboxes.
