Do away with bank fees. Use the Simple App.
A lot of people are becoming more and more frustrated with traditional banking. Why does it have to be so complicated? And why should account holders be charged with a myriad of fees? If you are fed up with the way big banks are doing business, then you should definitely consider using the Simple App.
Getting to Know the Simple App
The Simple App (formerly BankSimple) is basically an alternative bank account which aims to provide the kind of banking experience customers want. It seeks to provide people with a more humanized approach to banking by eliminating a number of fees most big banks charge their customers.
By using the Simple app, you can have all the tools you need to manage your personal finances without sweating it out. As such, you can start making smarter spending and saving choices, and manage your money more effectively.
Aside from offering a free checking account, Simple has no minimum balance requirement and does not charge any overdraft fees. The company has also partnered with Allpoint, an interbank network based in the US which connects ATMs in all 50 states, to offer surcharge-free access to its national network of ATMs. On top of all these, the company also offers the following products and services:
· Safe-To-Spend Feature. With this feature, the system will take your account balance and automatically subtract any upcoming bill payments, pending transactions, and any goals you have been saving for. As such, you will instantly know how much you can actually spend.
· Photo Deposit. If your employer doesn't offer direct deposits, you can simply take photos of the front and back of the check using the deposit option within the Simple app and submit them. It's really that simple.
· Block Card. You can easily block and unblock your VISA Debit card using your Simple app if you accidentally lose your wallet or purse.
· Financial Goal Setting. Simple allows members to set up a goal they want to achieve within a certain period of time and build their spending availability based on the data provided.
The funds in your Simple account are held by FDIC-insured Bancorp so you can be sure that your money is safe at all times. In addition, the Simple app guarantees ease of use. This makes budgeting and saving a lot of fun.