William C. Dunkelberg, chief economist at the National Federation of Independent Business, the nation’s largest small-business advocacy group, predicts that American consumers likely will be spendin
Finance & Economy
A study by the Vanguard Center for Retirement Research suggests that many types of workers would greatly benefit from investing in a Roth 401(k) if they only got the chance.Unlike a regular 401(k), th
BY Lynn O'Shaughnessy
According to figures from the most current U.S. Census Bureau “Survey of Business Owners,” the number of Black-owned businesses grew by 45 percent between 1997 and 2002 and receipts for those firm
Are you an active volunteer for charitable organizations? The reward for helping out takes the form of deductions for out-of-pocket expenses incurred while you do volunteer work. Write off only what y
A major concern facing the U.S. economy is inflation, which is a by-product of higher energy costs, industry and economic analysts say. According to the U.S. Department of Commerce’s Bureau of Econo
BY Robert Acquaye
Hurricanes dominated the news in the latter part of 2005, but violent weather is not the only kind of disaster you may encounter in your life. If nothing else, Hurricane Katrina taught us that we must
BY David Hinson
Q: I received a notice from the Internal Revenue Service saying it wants to audit several categories of deductions on my Form 1040 for last year, including hefty write-offs for charitable contribution
The effects of hurricanes Katrina and Rita on African-American communities will be felt immediately in housing and household spending. The hurricanes slammed into the Gulf Coast in late August and mid
BY Bevolyn Williams-Harold
Are you a bad typist? Or a lousy speller? If so, you might want to avoid using the Internet to obtain your credit report. Just one misspelled word could land you in the clutches of a sneaky marketer o
BY Lynn O'Shaughnessy
For many Americans, bad credit is viewed only through the prism of higher interest rates, lower borrowing limits and excess fees on credit cards, automobile loans and home mortgages. Marketers sell th