How much do I need to save for retirement? Some variation of these words has been uttered by millions of Americans. People keep asking the question because the answers have been about as satisfying

The difference between an average firm and a high-profile, high-revenue business boils down to branding strategy and the tools used to implement that strategy. Because it remains true that people purc

Ask any business owner and he or she will tell you that an influx of cash at any time—be it from an investor or from a debtor making good on a debt—is always welcome in the daily grind of keeping

By all accounts, Africa can be a major player in the global cotton market. How soon it realizes that potential depends on how well it keeps other people’s agendas at bay.A report released in June by

Getting promoted might not be all it’s cracked up to be. A new study by the Pittsburgh consulting firm Development Dimen-sions International (DDI) reveals that winning a coveted job promotion might

Without a doubt, one of the most challenging work assignments I’ve ever faced is giving a presentation or speech in front of a group of people. It doesn’t seem to matter whether it is a group of c

It’s summertime and too many American workers will not take the downtime to which they are entitled. That is not a testimony to our dedication to work. Rather, it is a testimony to the pressure of t

When the new postal rates went into effect, consumers and businesses might have felt as if they were traveling through another dimension—a dimension not only of weight and distance but also of shape

Publishing industry reports over the past year have cited sluggish book sales, with figures declining month after month. According to the U.S. Census Bureau, book sales fell 4.3 percent from January t

Everybody says “Democracy!” but has his own definition. By the extraordinary weight of the presidency of the United States, many undemocratic people have had this word forced upon their lips but h

Were you late with your taxes this year? That can prove costly. The law authorizes the IRS to impose hefty, nondeductible penalties if you submitted your 1040 form after the deadline of Tuesday, April

In February, former Federal Reserve Chairman Alan Greenspan said it is “possible” that the U.S. economy might go into recession by the end of the year and that the country’s ongoing economic exp

The weak housing market may have an impact on companies trying to find workers in the competitive labor market. Job candidates are no longer as willing to relocate as they once were now that home valu

Few annual events in New York City are as anticipated as Harlem Week. A generation ago, it was quite accurate to refer to the festive occasion that began in 1974 as Harlem Day. It was a one-day tribut

Entrepreneurs who visit the Web site of Washington Mutual, the largest savings and loan corporation in the United States, will find a business planning center that offers information to guide them thr

Before you approach your banker for a loan, it is a good idea to understand as much as you can about the factors the bank will evaluate when they consider making you a loan. The U.S. Small Business Ad

A few weeks ago, 40 successful business people sat around a table in a university lecture hall asking questions of four aspiring entrepreneurs. The aspirants were giving 20-minute presentations about

You’re sick of large, gas guzzling SUVs and of paying $3.30 or more for a gallon of premium gasoline. You decide to “go green” with a Toyota Prius. Not so fast. Current (2007) Environmental Prot

Travel and Tourism Dear Editor:As I read the “Educating the Cruise Industry” article (May 2007) I was surprised that a [cruise] line known throughout the cruise industry as entry level was referr

David Lipscomb David Lipscomb was promoted to vice president with responsibility for diversity and inclusion at Sovereign Bank. He reports directly to the assistant vice president for diversity analys

Stores are using a wide range of new technologies to thwart would-be shoplifters, from intelligent video surveillance, in which a camera zooms in on suspect behavior, to sensors that alert the store w

Putting money away for the future once meant having a savings account or a stash of bills under the mattress. Those days are long gone. Now concepts such as “investing” and ”trading” surface w

Public Policy Council The National Urban League created a President’s Council of Economic Advisors to assist the league in efforts to mold national economic policy and help advance its economic emp